Planted North
Free challenge · Financial Literacy Month

The 7-Day Money Setup

One small money task a day, about 10 minutes each, with a free tool for every step. By day 7 you know where your money goes, which account comes first, and one transfer runs on its own. No login, no picks, nothing to buy.

Starts Sunday, Nov 1
Step 1 · Reminders

Get a nudge each evening

Adds 7 short reminders to your calendar (7 PM, Nov 1–7), each with a link to that day's tool.

Or download the file (.ics)

Step 2 · The Sunday email

Do it with the growers

Sunday's email kicks off Day 1, and the next one wraps up the week. Free, one email a week, unsubscribe anytime.

Join the free Sunday email

  1. 1
    Sun Nov 1

    See your money month on one page

    Pay in, bills out, what's left, and how much TFSA, FHSA and RRSP room you have this year. Your numbers stay on your phone.

  2. 2
    Mon Nov 2

    Find which account to fill first

    TFSA, FHSA, RRSP or paying down debt? Five questions, 60 seconds, and a starting point for your situation.

  3. 3
    Tue Nov 3

    Find your real TFSA room

    The famous $109,000 only applies if you were 18 and living in Canada by 2009. Your number depends on when you started, what you put in and what you took out.

  4. 4
    Wed Nov 4

    Check what your funds cost you

    The fee you never get a bill for. Type in a fund's MER and see it in dollars, this year and over 30 years.

  5. 5
    Thu Nov 5

    Make one transfer automatic

    Set one recurring transfer on payday in your bank app. Even $25 a week. Then see what it can grow into, so you never have to remember again.

  6. 6
    Fri Nov 6

    Put the deadlines in your calendar

    Dec 31 for the FHSA. Mar 1, 2027 for RRSP contributions that count on your 2026 taxes. One tap adds every key date.

  7. 7
    Sat Nov 7

    Keep it going

    Your money is set up. Pick your next free lesson, or grab the 64-page Field Guide for the full picture.

Your ticks are saved only in this browser, and nothing you type in the tools is sent to us. The challenge is educational, not personal financial advice: we don't know your situation, and we never recommend what to buy or sell. See our No-Picks Pledge. Missed a day? Do it whenever. Every step works any week of the year.